Civil Code 2923.5
If you are a borrower facing foreclosure, you may have options available to avoid foreclosure. They include, but are not limited to:
Contact another to refinance.
Ask your current loan holder to modify the terms of your existing loan.
Bringing your note current
Borrow money or cash out assets to acquire the funds needed to bring the note current.
Before calling to discuss your options, be sure to have the following documents and information ready:
Your promissory note
Your most recent pay stub
Your bank statements for the last six months
Your social security number
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Tips for Avoiding Foreclosure